C

Lower Risk with the Potential for High Returns—NOW

You Can Have the Best of Both Worlds

in Investment Portfolio Fund!

To reduce the risk of exposing your money to the ups and downs of direct investment into shares，your money will be spread across a wide range of investments from all over the world with the aim of achieving steady long term growth．This has always been the aim of our long established and highly successful Investment Portfolio Fund，made up of a balanced selection of different investments as explained by the chart below．

 


 

To manage these investments，we rely on no less than five leading fund managers with proven expert skill as specialist in their chosen investment fields. With their different approaches to investment, these five fund managers have been specially selected by Marks and Spencer Financial Services as we believe they will exchange their opinion with each other perfectly in meeting our overall aim for the fund of consistent growth. This balanced management approach, not only gives the potential to achieve better results than market averages in individual industry but also allows quick reactions to protect your interests in the event of market downturns.  

So who are the fund managers selected to look after your Investment Portfolio Investment and what exactly will they be doing on your behalf?

    BARCLAYS GLOBAL INVESTORS LTD

    BGI have been chosen to track the FTSE A1l Share Index (指數(shù))．For this，they have put together a portfolio of shares which closely resembles the UK equity market as a whole．

    BAILLE GIFFORD

    EBG will be looking for companies that can offer excellent growth chances．

    GMO WOOLLEY LTD

    Their expert skill is in finding companies which they believe are valued at less than they are worth．In this，they have developed advanced research methods to identify under-valued companies．

    CLAY FlNLAY

By looking at global political and economic trends as well as individual companies，Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．

    ROTHSCHILD ASSET MANAGEMENT

Rothschild aims to add stability and income to the Fund by investing in government bonds(公債)and other fixed interest securities．

    And with Marks&Spencer Financial Services, you'll also have the reassurance that your interests will be looked after by a name you know you can really trust for quality，honesty and value every step of the way．

    It all adds up to a tremendous opportunity for savers looking for a lower risk way to make more of their money with the extra boost to their profit potential of saving tax free through an ISA，so what are you waiting for?

1．The text is most likely to be found in    ．

    A．a(chǎn) scientific research report          B．a(chǎn) travel magazine

    C．a(chǎn) weekly newspaper                   D．a(chǎn) geography textbook

2．Who will be most interested in reading the advertisement?

    A．Accountants．                          B．Students．

C．Investors．                                D．Professors．

3．What is the function of Investment Portfolio Fund?

  A．Exposing your money to the ups and downs of the direct investment into shares．

  B．Helping lower risk with the potential for higher returns．

  C．Hiring no less than five leading fund managers．

  D．Giving a detailed description of balanced management requirement．

4．Which of the following statements is NOT true according to the text?

A．The five fund managers with different approaches to investment can cooperate with each other perfectly．

B．Marks&Spencer Financial Services reassure the investors that their interests will be well    1ooked after．

C．Clay Finlay can identify international market opportunities and especially select companies    with strong growth chances．

D．Gmo Woolley will be looking for companies that can offer excellent growth chances.

【小題1】C

【小題2】C

【小題3】B

【小題4】D

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科目：高中英語(yǔ) 來(lái)源： 題型：閱讀理解

Wine drinkers tend to buy healthier food than beer drinkers, according to a Danish study published on Tuesday on the website of a weekly medical magazine.

 People who bought wine at the store were also more likely to buy fruit, vegetables, fish, lean meat (瘦肉) and milk than beer buyers did, said the study.

 Beer buyers were more likely to buy frozen dinners, cold cuts, pork, sugary products, and soft drinks.

 The study was conducted by four researchers from the National Institute of Public Health over the course of six months.

 Alcohol researchers Erik Schulenburg and Marten Greenback and two other doctors collected 3.5 million receipts from 98 stores. The customers at the stores represented a large number of Danish people, they said.

 “Our results confirm international studies which show that wine drinkers tend to eat more fruit, vegetables and fish and rarely eat fats, compared to those who like other kinds of alcoholic drinks,” they concluded.

 Wine buyers also tended to have higher education levels, higher earnings and be in better mental health, they added.

 Their interest in consumers’ shopping bags followed a series of studies in the Danish media. The studies suggested that wine drinkers ran a lower risk of cardiovascular (心血管的) disease and some types of cancer than beer drinkers.

The passage mainly tells us that wine drinkers ______.

  A. eat more vegetables than beer drinkers

  B. usually buy healthier food than beer drinkers

  C. are mostly healthier than beer drinkers

  D. run a lower risk of diseases than beer drinkers

According to the passage, beer buyers are less likely to buy ______.

  A. cold cuts   B. pork    C. soft drinks   D. vegetables

The researchers did the study mainly by means of ______.

 A. handing out papers with a list of questions

B. collecting receipts from stores

C. watching what customers bought at stores

D. visiting some families throughout the country

Which of the following is NOT a feature of wine drinkers according to the passage?

  A. Rarely eating fats.       B. Being in better mental health.

 C. Exercising more.       D. Having higher education levels.

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科目：高中英語(yǔ) 來(lái)源： 題型：閱讀理解

A migraine（偏頭痛）can cause disabling pain. People may not feel back to normal for hours or even days. Migraines are most common among young adults and middle-aged people. In the United States, about eighteen percent of women and six percent of men report having migraines.

People who suffer from migraines can find that different “triggers（誘因）”in different people may get a headache started. Stress can act as a trigger. So can chocolate in some people. Many migraine sufferers say hot weather and low barometric pressure（大氣壓）can act as triggers. But researchers say they do not have much scientific evidence of that — until now.

 In a new study, a team examined the medical records of seven thousand hospital patients. The patients had visited the emergency room at Beth Israel Deaconess Medical Center in Boston, Massachusetts, because of a headache. More than two thousand of them had been found to have a migraine.

 The team then compared those records to weather conditions in the twenty-four hours before the hospital visits. For every increase of five degrees centigrade in air temperature, the patients had a seven and one-half percent higher risk of migraine. Decreases in barometric pressure two to three days before the visit also appeared to trigger headaches.

 The researchers found no evidence that air pollution influenced headaches. But they could not rule out the possibility of a smaller effect.

 A separate study has found that age, gender and where a person has extra body fat may affect the risk of migraine. It found that overweight people between the ages of twenty and fifty-five may have a higher risk. On average, those who were larger around the middle were more likely to have migraines than those of the same age with smaller waistlines.

 The study involved twenty-two thousand people. It was led by Lee Peterlin. She says early results suggest that losing weight in the stomach area may help younger people who experience migraines, especially women.

41. From the first paragraph, we can infer a migraine can ________.

A. make people unable to walk

B. prevent people acting normally

C. cause people to leave home for days

D. get people to suffer from mental disorder

42. The underlined word “that” in Paragraph 2 refers to ________.

A. chocolate acting as a trigger

B. stress acting as a trigger

C. hot weather and low barometric pressure acting as triggers

D. high air pressure acting as a trigger

43. According to the passage, headaches are influenced least by ________.

A. body weight                  B. barometric pressure

C. air temperature                  D. air pollution

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A. avoid gathering fat in the stomach area

B. eat more sweet food every day

C. stay warm in good weather

D. keep away from noisy places

45. Which of the following is TRUE according to the passage?

A. Overweight people may have a lower risk of migraines.

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C. Migraines are a headache for many people.

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Cancer researchers urged people on Wednesday to take more vitamin D to lower risk of cancer, saying studies showed a clear link. “Our suggestion is for people to increase their intake (吸入，攝入), through diet or a vitamin supplement,” Dr. Cedric Garland said in a telephone interview.

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A. Have some sunshine        B. Have more meat

C. Have more fortified cheese   D. Have a vitamin supplement

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A. A health researcher        B. A doctor   

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A. Milk                    B. Fortified orange juice

C. Fortified yogurt           D. All of the above

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科目：高中英語(yǔ) 來(lái)源： 題型：閱讀理解

C

Lower Risk with the Potential for High Returns—NOW

You Can Have the Best of Both Worlds

in Investment Portfolio Fund!

To reduce the risk of exposing your money to the ups and downs of direct investment into shares，your money will be spread across a wide range of investments from all over the world with the aim of achieving steady long term growth．This has always been the aim of our long established and highly successful Investment Portfolio Fund，made up of a balanced selection of different investments as explained by the chart below．

 


 

To manage these investments，we rely on no less than five leading fund managers with proven expert skill as specialist in their chosen investment fields. With their different approaches to investment, these five fund managers have been specially selected by Marks and Spencer Financial Services as we believe they will exchange their opinion with each other perfectly in meeting our overall aim for the fund of consistent growth. This balanced management approach, not only gives the potential to achieve better results than market averages in individual industry but also allows quick reactions to protect your interests in the event of market downturns.  

So who are the fund managers selected to look after your Investment Portfolio Investment and what exactly will they be doing on your behalf?

    BARCLAYS GLOBAL INVESTORS LTD

    BGI have been chosen to track the FTSE A1l Share Index (指數(shù))．For this，they have put together a portfolio of shares which closely resembles the UK equity market as a whole．

    BAILLE GIFFORD

    EBG will be looking for companies that can offer excellent growth chances．

    GMO WOOLLEY LTD

    Their expert skill is in finding companies which they believe are valued at less than they are worth．In this，they have developed advanced research methods to identify under-valued companies．

    CLAY FlNLAY

By looking at global political and economic trends as well as individual companies，Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．

    ROTHSCHILD ASSET MANAGEMENT

Rothschild aims to add stability and income to the Fund by investing in government bonds(公債)and other fixed interest securities．

    And with Marks&Spencer Financial Services, you'll also have the reassurance that your interests will be looked after by a name you know you can really trust for quality，honesty and value every step of the way．

    It all adds up to a tremendous opportunity for savers looking for a lower risk way to make more of their money with the extra boost to their profit potential of saving tax free through an ISA，so what are you waiting for?

1．The text is most likely to be found in    ．

    A．a(chǎn) scientific research report          B．a(chǎn) travel magazine

    C．a(chǎn) weekly newspaper                   D．a(chǎn) geography textbook

2．Who will be most interested in reading the advertisement?

    A．Accountants．                          B．Students．

C．Investors．                                D．Professors．

3．What is the function of Investment Portfolio Fund?

  A．Exposing your money to the ups and downs of the direct investment into shares．

  B．Helping lower risk with the potential for higher returns．

  C．Hiring no less than five leading fund managers．

  D．Giving a detailed description of balanced management requirement．

4．Which of the following statements is NOT true according to the text?

A．The five fund managers with different approaches to investment can cooperate with each other perfectly．

B．Marks&Spencer Financial Services reassure the investors that their interests will be well    1ooked after．

C．Clay Finlay can identify international market opportunities and especially select companies    with strong growth chances．

D．Gmo Woolley will be looking for companies that can offer excellent growth chances.

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