【題目】根據(jù)短文內(nèi)容，從短文后的選項(xiàng)中選出能填入空白處的最佳選項(xiàng)。選項(xiàng)中有兩項(xiàng)為多余選項(xiàng)。

Parents are often scared to talk to their kids about money. In fact kids need to understand how to save and manage their money. Proper preparation of your children, even at a young age, can start them down the path of a successful financial life. 【1】 .

Talk early and often

Children start learning about money long before their first savings account, job or credit

card 【2】 Avoiding the subject until your child needs a bank account can make the conversation hasty (草率的) and confusing.

【3】 ___

A trip to the grocery story is a good time to explain price comparison, value and inflation. An ATM stop offers a chance to explain that money doesn't actually come from a machine. You can discuss both earned income, investment returns and even inheritance. Opening bills is a chance to talk about payment for services,, credit card debt and interest rates. Children need to be taught about debt, specifically loans and credit cards.

Talk about giving.

Children should learn that money doesn't always need to be used for them. 【4】 Don't just write the charitable check. Get the kids involved in the process by asking them to pick and check, charities.

Websites like http:// www. charitynavigator. org and guidestar. org provide information and ratings.

【5】 ___

If they open a savings account, they can place their savings in the bank to earn a small amount of interest. Besides, they can learn about fees, account maintenance ( 管理員) and even interest. It can provide amotivation for them to save money. You. can offer them a prize if they put the money into savings.

A. Open a checking and savings account.

B. It can also provide assistance to others.

C. Children are eager to know about money.

D. Begin the conversation even before they're in school by talking about work and money.

E. Here are some tips that might help you teach kids about money.

F. Parents should help their children know how to use money.

G.. Everyday activities are teachable moments.

【答案】

【1】E

【2】D

【3】G

【4】B

【5】A

【解析】

試題分析：本文屬于教育類閱讀，通常家長不愿意和孩子談?wù)撳X的問題。事實(shí)上，孩子應(yīng)該學(xué)會如何省錢，本文介紹了幾種教孩子省錢的辦法。

【1】E考查對上下文的理解和推理判斷能力。根據(jù)下文的大標(biāo)題Talk early and often、Talk about giving.可知接下來要講的是幫助孩子省錢的辦法，F(xiàn)選項(xiàng)Here are some tips that might help you teach kids about money.，符合，故選E。

【2】D考查對上下文的理解和推理判斷能力。根據(jù)大標(biāo)題Talk early and often可知下面要講的是早點(diǎn)并且經(jīng)常性的和孩子談?wù)摴ぷ骱湾X的事情，D選項(xiàng)Begin the conversation even before they're in school by talking about work and money.，符合，故選D。

【3】G考查對上下文的理解和推理判斷能力。

根據(jù)本段第一句A trip to the grocery story is a good time to explain price comparison, value and inflation. 以及下文接下來的例子都是講通過日常生活中的瑣事來教孩子如何省錢，G選項(xiàng) Everyday activities are teachable moments.，符合，故選G。

【4】B考查對上下文的理解和推理判斷能力。

根據(jù)Get -the kids involved in the process by asking them to pick and check, charities.可知還可以讓孩子用自己的錢做點(diǎn)慈善有關(guān)的事情，幫助他人，B選項(xiàng)It can also provide assistant to others.與上下文一致。故選B。

【5】A 根據(jù)本段第一句If they open a savings account, they can place their savings in the bank to earn a small amount of interest.可知作者在本段中建議孩子在銀行里開通一個賬戶，把自己做節(jié)省的錢存在里面。以這樣的方法來省錢。A項(xiàng)“Open a checking and savings account.”與本段中心思想一致。

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