Question

【題目】根據(jù)短文內(nèi)容，從短文后的選項中選出能填入空白處的最佳選項。選項中有兩項為多余選項。

Many people admit that they aren't prepared financially for life's unexpected challenges and emergencies. If your New Year's decision is to become more financially prepared for a“rainy day” the following tips are helpful for you to save,

Start saving now.

Set specific savings goals and break them down to a set dollar amount to save each paycheck. 【1】 Save at least a small portion of each paycheck and remain committed to saving, and then look for ways each month to increase the amount.

【2】

One of the simplest ways to find money to put toward your rainy day fund is to keep a close eye on where your money is being spent. For two or three months, try keeping track of every expense, including small ones. Once you have a better idea of where your money is going, make a budget that includes a spending and savings plan. 【3】

Make saving automatic.

【4】 If your goal is to save $5,000 this year, calculate the amount you'll need to save from each paycheck, then arrange to have it automatically saved into your savings account each time you get paid. Visit your bank branch and ask a banker if you can set up automatic transfers into your savings account.

Go on a spending diet.

Avoid spending any money on non-essentials for 30 days and challenge yourself to save as much as you can to put toward your rainy clay fund. 【5】 Then make a list and determine not to spend on these items for one month,

A. Track your spending.

B. Put your savings to work.

C. Do remember: Actions always speak louder than words.

D. The important thing is to start saving now, no matter how little.

E. Treat your rainy day account like you'd treat any other financial obligation（債務 ).

F. Review your budget at the end of every month and determine if your spending is in line with your p1an.

G. Review your budget and identify extra or non-essential expenses, such as eating out, shopping. entertainment, etc.

Answer 1

【答案】

【1】D

【2】A

【3】F

【4】E

【5】G

【解析】

試題分析：許多人都想存款，以備不時之需，那究竟該如何做呢？

【1】D 考查上下文語境。本文中心話題是此時此刻開始存錢，下一句Save at least a small portion至少保存每份收入的一小部分，可以推斷與D選項的no matter how little.有聯(lián)系，故選D項。

【2】A考查上下文語境。根據(jù)For two or three months, try keeping track of every expense, including small ones.嘗試一段時間，把每一項開銷都記錄下來,包括小額開銷, 可知這一段是關(guān)于記錄開支的，故選A項。

【3】F考查上下文語境。記錄開銷的目的是，在每個月月底回顧預算和，確定支出是否與計劃吻合。故選F項。

【4】E考查上下文語境。本段的主題是：讓銀行自動轉(zhuǎn)存成為幫你攢錢的好方法，對待你的不時之需像償還其他金融債務來儲蓄。故選E項。

【5】G考查上下文語境。根據(jù)下一句Then make a list and determine not to spend on these items for one month, 然后列表,決定這一個月不把錢花在這些項目上，可知選G項，