【題目】The First Rule of Finance is to live within your means by spending no more than 80% of your take-home pay.If you take home $ 100 per week, spend no more than $80.

But ever look at what people spend their money on? I have relatives and friends deeply in debt, spending $ 12 for every $ 10 they earn instead of the $ 8 you know they should be spending.When I see them, they're proud of their new whatever."What do you think of my new truck?" asked one from the driver's seat."Do you like my new shoes?" asked another on high heels."Check out my new big screen." said a third while holding the remote in his living room.We've all heard people fishing for compliments on their new toys.

Every one of them was proud of what they'd financed.They seem to have bought it for the purpose of being proud, of showing off, of keeping up with the Joneses."Look at my new …?"is everybody's favorite phrase, even when the object in question isn't theirs at all and won't be new when they've finally paid for it, if they ever do.

They're proud of being stupid.They think it's cool to drive the financed car, wear the financed shoes, and watch the financed TV, but to smart people, whose opinions are the only ones we should respect, these people look dumb as rocks.

The Joneses, nine times out of 10, are financially stupid.That's why they have all that stuff on borrowed money.Why try to copy them? Worse, why try to impress them? Copy and impress smart people, the ones who own their stuff.If you want to impress smart people, debt is the last way to go about it.Trying to impress a money-smart person by going into debt is like trying to impress Olympic swimming champion Michael Phelps by drowning in a pool.Michael Phelps is impressed by good swimming and a money-smart person by good money management.

1According to the author, the "new toys" in Paragraph 2 are examples of______.

A. symbol of wealth B. unnecessary purchases

C. impressive stuff D. things available

2The underlined words "smart people" in Paragraph 4 refer to people ______.

A. having high IQs B. earning enough money

C. creating new ideas D. managing money well

3The author is trying to ______.

A. advise people to be money-smart

B. persuade people to keep off fashions

C. blame people for copying others

D. criticize people for over consumption

4According to the author, buying new objects on borrowed money is ________.

A. unwise B. shameful

C. understandable D. impressive

【答案】

1B

2D

3A

4A

【解析】本文是一篇議論文。主要告訴我們金融的第一條規(guī)矩就是量入為出的消費(fèi)不超過80%的實(shí)得工資,也就是說如果你帶回家每周100美元,花費(fèi)不超過80美元。但是作者身邊有很多人卻負(fù)債累累,在經(jīng)濟(jì)上很愚蠢,作者認(rèn)為沒有必要打動(dòng)他們并列舉了這樣做的原因。

1詞義推斷題。由“I have relatives and friends deeply in debt, spending $ 12 for every $ 10 they earn instead of the $ 8 you know they should be spending.”可以得知作者說他身邊有很多人負(fù)債累累,超額支出。然后緊接著列出了他們將錢用在了什么地方,買了哪些東西,但是這些東西都是無用的。故選B

2詞義推斷題。由“They're proud of being stupid.They think it's cool to drive the financed car, wear the financed shoes, and watch the financed TV”可以得知,在作者看來,不會(huì)理財(cái)?shù)娜耸鞘钟薮赖模锹斆鞯娜藙t恰好反之。由此可以推斷出,文章中的“smart people”是指善于理財(cái)?shù)娜。故選D

3細(xì)節(jié)理解題。文章開頭的“The First Rule of Finance”告訴我們“量入為出的消費(fèi)不超過80%的實(shí)得工資”,但是緊接著作者又列舉了身邊很多親戚朋友不理智的消費(fèi)現(xiàn)象,作者認(rèn)為這是非常愚蠢的行為。從后面“Trying to impress a money-smart person by going into debt is like trying to impress Olympic swimming champion Michael Phelps by drowning in a pool”可以看出,作者認(rèn)為聰明的人是不會(huì)這樣的,我們應(yīng)該做一個(gè)聰明的人學(xué)會(huì)明智理財(cái)。故選A

4細(xì)節(jié)理解題。根據(jù)文章中的“even when the object in question isn't theirs at all and won't be new when they've finally paid for it, if they ever do”以及前文可以得知,人們借錢去買東西,用來攀比或炫耀,哪怕東西不是新的,也會(huì)支付。在作者看來,這樣的行為是非常不明智的。故選A

練習(xí)冊系列答案
相關(guān)習(xí)題

科目:高中英語 來源: 題型:

【題目】閱讀下面材料,在空白處填入適當(dāng)?shù)膬?nèi)容(1個(gè)單詞)或括號(hào)內(nèi)單詞的正確形式。

Dubai

Dubai was a 6,000-person fishing village half a century ago. Since 1966, when oil was discovered there, the population of Dubai has grown 12.6 million. Over the years, it has become a well-known tourist destination.

2attracts tourists to Dubai are tax-free shopping, dry weather, excellent accommodations, delicious food and beaches that go on for miles. In fact, some foreigners come here only 3experiencethe shopping. There are dozens of shopping malls, 4provideevery famous brand you can name. Those outdoor markets sell everything from spices(香料)to gold at fair prices.

Choosing what places to visit in Dubai is difficult, because even the hotels there are also amazing5attract. The Burj A1 Arab is considered one of the world’s best hotels, and __6is located on its own island, about 1,000 feet offshore from Dubai. Built in the shape of__7ship, this hotel is still 8tallthan the Eiffel Tower and nearly as tall as the Empire State Building. Certainly, there are also other great places of interest to visit.

Indeed, travelling around this country will 9truegive you an amazing experience because of its interesting things 10offerto all types of tourists.

查看答案和解析>>

科目:高中英語 來源: 題型:

【題目】短文改錯(cuò)

假定英語課上老師要求同桌之間交換修改作文,請你修改你同桌寫的以下作文。文中共有10處語言錯(cuò)誤,每句中最多有兩處。每處錯(cuò)誤僅涉及一個(gè)單詞的增加、刪除或修改。

增加:在缺詞處加一個(gè)漏字符號(hào)(),并在其下面寫出該加的詞。

刪除:把多余的詞用斜線()劃掉。

修改:在錯(cuò)的詞下畫一橫線,并在該詞下面寫出修改后的詞。

注意:1.每處錯(cuò)誤及其修改均僅限一詞;

2.只允許修改10處,多者(從第11處起)不計(jì)分。

In recently years, the sandstorm has occurred a lot of times, doing great harm to our daily life. Some people would rather to stay at home for fear of the dirty air caused by the sandstorm. Diseases relate to sandstorm get more and more people to hospital. What’s worse, many flights have to put off.

It’s an urgent task for us to take actions to stop sandstorms from happen. All citizens should raise our awareness of protecting the environment. We should plant more trees and don’t cut them down or dig up grass, where can contribute for land protection. Only in this way can we had a bluer sky and a better world to live in.

查看答案和解析>>

科目:高中英語 來源: 題型:

【題目】One night in 1905, Frank accidentally left his drink outside on the overnight. ________? It was absolutely delicious.

A. What for B. So what C. Guess what

查看答案和解析>>

科目:高中英語 來源: 題型:

【題目】When building houses, people used to think about not only the climate of the areas but also the building materials and the fashions for their houses. However, since electricity became more and more expensive, people began to pay much more attention to the energy they could get for their houses and the new ways they could find to protect their houses from both cold and heat.

Now, houses of an old yet new type have been widely built. In some parts of the world, people share their houses with their livestock(家畜).During cold weather, they gather their cows, goats, or other animals and keep them on the first floor of their houses. The reasons are that the animals can be protected from the cold and that they can help to heat the houses as well. The body heat given off by the animals rises to the second floor of the houses, where people live. By sharing their houses with their livestock, people gain a source of heat.

People who live in or near cities do not usually keep livestock. However, home builders use the fact that heat rises. This natural law can be used in building houses in these areas. Instead of keeping livestock on the first floor, builders fill it with large rocks. As they are open to the sun’s rays during cold weather, these rocks take in heat. They also give off the heat, and, of course, the warm air rises into the living areas of the houses. So these houses are energy-saving.

House-building becomes a great challenge(挑戰(zhàn))to building designers and energy engineers. They try to meet this challenge by learning from old traditions and by using modern technology. And someday in the future, people will be able to live in more energy-saving houses.

1What did people begin to consider as electricity was no longer cheap?

A. The climate of their areas. B. The energy for their houses.

C. The fashions for their houses. D. The building materials for their houses.

2People in some areas gain a source of heat by _________.

A. keeping their livestock downstairs

B. protecting their livestock from the cold

C. sharing their houses only with their cows

D. living on the second floor with their livestock

3The underlined words “natural law” in the third paragraph refer to the fact that ________.

A. heat raises the temperature in the houses

B. heat goes in the upward direction

C. heat goes up if temperature is raised

D. heat increases the temperature of rocks

4From the passage, we can conclude that __________.

A. people will no longer consider building materials in the future

B. energy-saving buildings will become more popular in the future

C. almost all people will move into the houses heated by large rocks

D. energy engineers will devote themselves only to modern technology

查看答案和解析>>

科目:高中英語 來源: 題型:

【題目】假定你是劉明,剛剛以優(yōu)異成績從美國某大學(xué)畢業(yè)。你的的美國朋友Tony邀請你去他的公司工作,但是你想回國工作。請給Tony寫一封郵件婉拒他的邀請。

內(nèi)容要點(diǎn)包括:

1.報(bào)效祖國;

2.照顧父母;

3.發(fā)展空間大。

注意:1. 詞數(shù)100左右。

2. 可適當(dāng)增加細(xì)節(jié),以使行文連貫;

3.開頭和結(jié)尾已給出,不計(jì)入總詞數(shù)。

Dear Tony,

Thanks for offering me a job in your company, but I have decided to go back to work in China.

____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

Yours,

Liu Ming

查看答案和解析>>

科目:高中英語 來源: 題型:

【題目】UK food delivery service company—Just Eat is changing the delivery game.The company is responsible1 the first food delivery in London using robots.

Just Eat sent the six-wheeled robot by Starship Technologies to Turkish restaurant Taksim Meze2(pick) up the order.The robot then made3(it)way to the customer with the food4(safe) protected from thieves in a locked case.The customers then used a code5(supply) by Just Eat to unlock the machine's storage case.

First shown off at Mobile world congress back in February,the robot uses6variety of cameras,sensors and GPS trackers to find the way along the pavements to its destination.

Just Eat says the company wants to use the robots more often across London in 20177it also plans to keep delivery robots unique to the UK although Starship Technologies is running many test8(delivery) in other parts of the world.

While fans of delivery might be skeptical of9(receive) their orders from machines,we can all enjoy the thought10we no longer have to tip the delivery person.

查看答案和解析>>

科目:高中英語 來源: 題型:

【題目】Breathe, wave and smile. Along with more than 300 other seniors, I marched into the stadium on the afternoon of May 10. The audience burst into deafening cheers. The huge stadium shook with all the whistling and clapping.

It was as if a Hollywood superstar had walked on stage. And indeed, every single senior that day was a star of the moment. Each deserved it. The seniors had been preparing for four years for this once-in-a-lifetime moment—the commencement (graduation ceremony).

Seated, I waited anxiously for the opening address. As a foreign exchange student, I was not able to receive a diploma. However, I still had the wonderful feeling of being part of things. Like the other graduates, I was dressed in marron cap and gown.

Our principal, Mr. Glover, delivered a short, warm greeting. The US national anthem followed and then, hands on chests, a solemn Pledge of Allegiance(美國的愛國誓言).

Students who had excelled academically gave farewell speeches. The tears in some eyes convinced me that many had deep feelings about the occasion. It was as the class motto says, “Life brings us tears, smiles and memories. The tears dry; the smiles fade; but the memories last forever.”

Then came the core (the most important part) of the commencement. Hundreds of names were announced. Each graduate walked across the stage to receive his or her diploma from the principal. From the different cheers each graduate got, we had the funny sense that it was a kind of competition of who could cheer the loudest.

To be honest, the presentation of diplomas got boring. A girl sitting next to me even started yawning. But it wasn’t boring for those receiving the diploma: they would treasure the moment the principal placed the sacred brown document in their hands for the rest of their lives.

A new page in the book of that person’s life had turned. They were glimpsing their futures: futures of challenge, hardship, perhaps loneliness too, which would take all of their courage.

1What’s the article mainly about?

A. An American high school’s graduation ceremony.

B. The opening ceremony of a sports meeting.

C. A presentation of college diplomas.

D. A US college’s farewell party.

2Which of the following statements about the author is FALSE?

A. She was one of the graduates.

B. She was a foreign exchange student.

C. She was excited to receive her diploma.

D. She felt it great to be at the ceremony.

3The right order of the following events is______.

a. Diplomas were presented to graduates.

b. Students gave farewell speeches.

c. The US national anthem was played.

d. The principal gave a short, warm speech.

e. Seniors went into the stadium.

A. b,c,a,d,e B. c,d,b,e,a

C. d,b,e,a,c D. e,d,c,b,a

4From the text, we can conclude that_______.

A. a diploma ensures a good job

B. a diploma guarantees a bright future

C. the commencement symbolizes the beginning of a new stage in life

D. everyone felt excited at the presentation of the diploma

查看答案和解析>>

科目:高中英語 來源: 題型:

【題目】The ride-sharing company Uber has removed its self-driving cars from the streets of San Francisco,California. The action came after a dispute between Uber and state officials over whether the vehicles needed special permits to operate.

Uber recently launched testing of its self-driving service in San Francisco.But shortly after the launch, California's Department of Motor Vehicles (DMV) told the company to stop the self-driving vehicles.State officials said the Uber cars needed the same special permit given to about 20 other companies testing self-driving technology in California.Uber argued that its technology does not make vehicles fully autonomous,and so the special permit was not needed.It added that all of Uber's "self-driving" cars have a driver sitting in the passenger seat to take over if needed.

The head of Uber's self-driving technology,Anthony Levandowski,explained the company's position in a blog post.He said the self-driving Uber vehicles do use high-technology tools to assist drivers.But they are not fully autonomous and require a driver to be at the controls at all times..He compared the technology to solar carmaker Tesla's advanced driver assist tools.Telsa's Autopilot system allows its cars to steer in a lane,change lanes,and speed up or slow down based on nearby traffic.The company tells drivers that,when using Autopilot,they should still always be ready to take control of the vehicle.Vehicles equipped with these high-tech driver assist tools do not need a special permit to operate in California.

It's hard to understand why the DMV would seek to require self-driving Ubers to get permits when it accepts that Tesla's autopilot technology does not need them,"Levandowski wrote.San Francisco's mayor,Ed Lee,praised the DMV for stopping Uber's self-driving vehicles.He said he supports self-driving development and testing.But only under conditions that put human bicyclists' and pedestrian safety first."

1What does the underlined word "dispute" in Paragraph 1 mean?

A. Discussion. B. Disagreement.

C. Fighting. D. Meeting.

2Why does Uber say that the special permit was not needed?

A. Because Uber's "self driving" cars are fully autonomous.

B. Because there are passenger seats in Uber's "self-driving" cars.

C. Because no drivers are needed in some Uber's "self-driving" cars.

D. Because Uber's "self-driving" cars can be operated by humans when necessary.

3What can we know from the passage?

A. Uber's self-driving cars need human drivers.

B. Telsa's Autopilot needs special permits too.

C. Uber's self-driving cars are completely autonomous.

D. Telsa's Autopilot system is better than Uber's self-driving technology.

4What can we infer from Ed Lee's words?

A. He doesn't think DMV is right.

B. Uber's self-driving cars should he supported.

C. Uber's serf-driving cars are not safe enough.

D. One should be careful while walking or cycling in streets.

查看答案和解析>>

同步練習(xí)冊答案