【題目】

Dental Insurance Quotes

You can buy your own dental insurance whenever you want to. Everything you need to get started is to get a dental insurance quote.

This site lets you search for plans that are available where you live. Then, you can compare the plans to find the right one for you. You can even apply for and purchase your new dental insurance here.

Compare Dental Insurance and Discount Plans Online

Enter your Zip Code to compare free rate quotes for the best dental insurance and dental discount plans and apply online today.

Descriptions of Dental Plan Types

● DHMO Dental Plans：A DHMO is a type of “managed care”. In this plan, a network of highly qualified dentists provides affordable care for individuals. Consumers choose a dentist from the network, and they pay a low monthly premium to receive services at no cost or a reduced price. The participating dentists receive fixed monthly fees.

● PPO Dental Insurance Plans: Another type of managed care plan is called a preferred provider organization (PPO). Consumers with PPOs select a dentist from a network of preferred dental providers who provide dental care to members at reduced rates.

● Indemnity Dental Insurance Plans: A dental indemnity plan, also known as “traditional” insurance, allows consumers to choose from the largest pool of dentists. Individuals are free to visit any dentist, unlike those with managed care plans. Subscribers pay their dentist's bill in full and then submit a claim for payment.

● Discount Dental Plans: Discount dental plans (DDPs) are not insurance. However, they help consumers save on dental care costs. Members make monthly or annual payments and may receive unlimited dental care services at discount prices based on a fee schedule. Services are provided by dentists who participate in the plan's dental network.

【1】What can you do on this website?

A. Find information on oral treatment. B. Get the Zip Code of where you live.

C. Make an appointment with a dentist. D. Choose a proper dental insurance plan.

【2】If you value the freedom to choose doctors most, which plan is your best choice?

A. DHMO Dental Plans. B. PPO Dental Insurance Plans.

C. Indemnity Dental Insurance Plans. D. Discount Dental Plans.

【答案】

【1】D

【2】C

【解析】

本文是一則廣告，介紹了網(wǎng)站上牙科保險(xiǎn)報(bào)價(jià)，各類保險(xiǎn)內(nèi)容及優(yōu)勢(shì)，方便消費(fèi)者選擇。

【1】推理判斷題。網(wǎng)站上列舉了幾種牙科保險(xiǎn)項(xiàng)目，每種的具體內(nèi)容。幫助消費(fèi)者根據(jù)具體要求和情況選擇適合的保險(xiǎn)業(yè)務(wù)，故選D.

【2】推理判斷題。根據(jù)Indemnity Dental Insurance Plans:中A dental indemnity plan, also known as “traditional” insurance, allows consumers to choose from the largest pool of dentists.可知在這個(gè)計(jì)劃中，消費(fèi)者可以從最大的牙醫(yī)群體中進(jìn)行選擇。消費(fèi)者有最大的選擇自由，故選C.

推理判斷題的解題方法 ：

推理判斷題不僅要求考生讀懂文章中的每個(gè)句子的意思還要推理它們之間的關(guān)系，結(jié)合自己的生活常識(shí)和經(jīng)驗(yàn)，再通過邏輯推理和判斷，理解文章的言外之意，從而揭示文章的深層涵義。比如文章第小題1考查我們從文中得到的信息，網(wǎng)站上列舉了幾種牙科保險(xiǎn)項(xiàng)目，每種的具體內(nèi)容，幫助消費(fèi)者根據(jù)具體要求和情況選擇適合的保險(xiǎn)業(yè)務(wù)。小題2考查如果重視選擇醫(yī)生的自由，選哪種保險(xiǎn)業(yè)務(wù)。根據(jù)Indemnity Dental Insurance Plans:中A dental indemnity plan, also known as “traditional” insurance, allows consumers to choose from the largest pool of dentists.可知在這個(gè)計(jì)劃中，消費(fèi)者可以從最大的牙醫(yī)群體中進(jìn)行選擇，消費(fèi)者有最大的選擇自由。

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