Question

【題目】Free, Official Sources to Find Unclaimed Money

Does the government owe you money? There might be unclaimed funds or property waiting for you from savings or checking accounts, wages and pensions, tax refunds(退款), life insurance policies, and a lot more. Companies may offer to find this money for a fee. And scammers may try to trick you with fake promises of money from the government. But you can find your unclaimed money yourself for free. Check out USA Gov’s list of official sources to get started:

Search for unclaimed money and property in every state where you have lived.

You can conduct a multi-state search, and keep an eye out at state fairs and even malls, where state treasurers(ST) and other officials hold public awareness events.

Check for unclaimed funds from bank failures or unclaimed deposits from credit union closures.

Did you have money in a checking or savings account at a Federal Deposit Insurance Corporation (FDIC)-insured financial institution? If the financial institution is closed, you can search the FDIC database(數(shù)據(jù)庫(kù))and you will make it. FDIC has thousands of their banks across the country and deserves your trust.

Search for unclaimed back wages, pension money, or life insurance funds.

Are you owed unpaid wages from your current employer(CP) or a past employer(PP)? Check the Labor Department’s Wage and Hour Division’s records to see if you have money waiting to be claimed. You also may be owed a pension if a company you worked for went out of business or ended a defined plan.

【1】Which of the following is NOT true according to the passage?

A. It is likely that several states owe money to you.

B. Malls might witness public awareness events.

C. Scammers are always ready to help you for free.

D. Your past employer might owe you unpaid wages.

【2】The organization enabling consumers to confidently place money may be ______.

A. STB. CP

C. PPD. FDIC

Answer 1

【答案】

【1】C

【2】D

【解析】

這是一篇廣告布告類閱讀。文章主要介紹了尋找無人認(rèn)領(lǐng)的錢免費(fèi)的、官方的途徑。

【1】細(xì)節(jié)理解題。答案定位在第一段And scammers may try to trick you with fake promises of money from the government.（騙子可能會(huì)用政府的虛假承諾來欺騙你。）由此可知C選項(xiàng)“騙子總是準(zhǔn)備免費(fèi)幫助你”描述錯(cuò)誤，故選C。

【2】推理判斷題。答案定位在倒數(shù)第二段If the financial institution is closed, you can search the FDIC database(數(shù)據(jù)庫(kù))and you will make it. FDIC has thousands of their banks across the country and deserves your trust.（如果金融機(jī)構(gòu)關(guān)閉了，你可以搜索FDIC的數(shù)據(jù)庫(kù)，你會(huì)成功的。FDIC在全國(guó)擁有數(shù)千家銀行，值得你的信任。）由此推斷出，讓消費(fèi)者有信心存錢的機(jī)構(gòu)可能是FDIC，故選D。